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Debbie Lackey and Shannon Silvas
is one of The Top Selling Real Estate Experts™
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Welcome to Lake Havasu Real Estate. Debbie and Shannon are Your Top Local Lake Havasu, Kingman and Parker Real Estate Specialists!  A true desert oasis, Lake Havasu real estate has been a top vacation destination for travelers from all over the world for years. Its unique location and moderate to warm weather makes it a must see for boating enthuasiasts and desert dogs alike. Lake Havasu's sparkling waters invite boaters, swimmers, waterskiers, jetskiers and fishermen alike. The surrounding desert is a mecca for rock climbing, offroading and camping. Lake Havasu real estate is an outdoor lover's paradise! With this famous highway running directly through it, Kingman real estate has become known as the Heart of Historic Route 66. It is centrally located to the casinos of Las Vegas and Laughlin, the majesty of the Grand Canyon and the beauty of the Colorado River and Lake Mead areas. The affordability of Kingman real estate coupled with the Hoover Dam Bypass Project that is scheduled to be completed in 2008 make Kingman homes a nice alternative to pricier the pricier Las Vegas real estate market. Located along the beautiful Colorado River, Parker real estate offers a variety of shops, restaurants and outdoor recreation to anyone coming to this fair city. There are several RV campgrounds located right along the river. Its warm climate encourages boating, water skiing, tubing and fishing nearly year round. The location of Indian reservations have allowed casinos to inhabit Parker real estate, allowing another form of entertainment for visitors and residents. Debbie Lackey and Shannon Silvas joined forces in 2003 because they both genuinely believed in helping their clients realize their dreams of home ownership. Both of them are Top Producers in the Lake Havasu real estate market and promise to work hard for you. There is nothing more important to Debbie and Shannon than their relationships with their clients. They carefully listen to what their clients want, happily going the extra mile to ensure a positive transaction for all parties involved. Contact them today so they can put you in your dream home now. 
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Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
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| Q |
Where is the world's longest spiral staircase?
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| A |
The White County Coal Mine in Carmi, Illinois has a spiral staircase that measures 1,103 feet and has 1,520 steps. |
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